Let us guide you, reduce your stress and negotiate a great price.
Research by the National Association of REALTORS has shown that when a buyer’s agent is used, the prospective buyer found a home one week faster and examined three more properties than consumers who did not use a buyer’s agent.
The first step to buying your next home is to have a conversation with Kelly Lopes at Kelly Finds Homes to discuss your needs. After learning more about what it is you are looking for, we will help you identify a lender, choose a home, submit your offer, and close. Here is an overview of the key steps in purchasing your next home:
Getting pre-approved by a lender
By providing your real estate agent with some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.
Choosing a home
For most buyers, choosing a home is an emotional process. An agent can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.
Making an offer
Once you’ve found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.
Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Regardless of where you’re buying, a real estate agent can help ensure that everything goes smoothly.